Simple rules, clear expectations.

1. Acceptance of Terms

By accessing or using the Services, you confirm that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use the Services.

2. Eligibility

You must be at least 18 years old and legally capable of entering into a binding agreement to use the Services. By using the Services, you represent and warrant that you meet these requirements.

3. Permitted Use

You may use the Services only for lawful, personal, or internal business purposes related to learning about insurance options and services. You agree to comply with all applicable laws and regulations.

4. No Insurance Advice

InsurePot provides general informational content and technology-enabled assistance only. We do not provide legal, tax, financial, or insurance advice. Any decisions you make are your sole responsibility. You should consult qualified professionals for advice specific to your situation.

5. No Guarantee of Coverage

Use of the Services does not guarantee approval for any insurance policy, availability of coverage, specific premiums/limits/policy terms, or issuance/renewal/continuation of any policy. All insurance decisions are made by insurers, underwriters, or licensed producers, as applicable.

6. Accuracy of User-Submitted Information

You agree to provide information that is truthful, accurate, current, and complete, and to update it as needed. You are responsible for any consequences resulting from inaccurate, incomplete, or outdated information you submit.

7. Intellectual Property and Content

All content, trademarks, logos, software, text, graphics, and other materials available through the Services are owned by InsurePot or its licensors and protected by applicable intellectual property laws. Except as expressly permitted, you may not copy, reproduce, modify, distribute, or create derivative works without prior written consent.

8. Prohibited Conduct

• use the Services for unlawful, fraudulent, or deceptive purposes;
• interfere with or disrupt the Services or related systems;
• attempt unauthorized access to accounts, data, or networks;
• upload malicious code or harmful content;
• scrape, harvest, or misuse data from the Services;
• impersonate any person or entity or misrepresent your affiliation.

9. Third-Party Links

The Services may contain links to third-party websites or services. We do not control and are not responsible for third-party content, policies, or practices. Your use of third-party sites is at your own risk.

10. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. We do not warrant that the Services will be uninterrupted, secure, error-free, or fully accurate.

11. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INSUREPOT AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LICENSORS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS OPPORTUNITIES, ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, INSUREPOT’S TOTAL LIABILITY FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICES WILL NOT EXCEED USD $100 OR THE AMOUNT YOU PAID INSUREPOT (IF ANY) IN THE 12 MONTHS BEFORE THE CLAIM, WHICHEVER IS GREATER.

12. Indemnification

You agree to defend, indemnify, and hold harmless InsurePot and its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to: (a) your use of the Services, (b) your violation of these Terms, or (c) your violation of any law or third-party rights.

13. Termination or Suspension

We may suspend or terminate your access to the Services at any time, with or without notice, if we believe you violated these Terms, pose a security or legal risk, or for other legitimate business reasons.

14. Governing Law

These Terms are governed by the laws of [Insert State/Country], without regard to conflict of laws principles. You agree to the exclusive jurisdiction and venue of the courts located in [Insert Jurisdiction], unless applicable law requires otherwise.

15. Changes to These Terms

We may update these Terms from time to time. Updated Terms will be posted with a revised Effective Date. Your continued use of the Services after any changes become effective constitutes your acceptance of the revised Terms.

16. Contact

If you have questions about these Terms, contact us at sale@insurepot.ai.